Credit Analyst/Senior Credit Analyst for a Capital Lender

Area : San Diego

Description : Our client is a capital lender, offering business loans to serve the unique financial needs of businesses throughout the United States. They have funded over $120 million have done business with companies of all sizes and across many industries.  They are a private, family-owned business seeking a Credit Analyst as well as a Senior Analyst to add to their team. The analysts will be responsible for assessing the financial condition of small business loan applicants and approving or declining loans. These are extremely fast-paced roles that will involve decision making authority and leadership within a growing company. 

Responsibilities 

- Review financial statements and analyze business bank statements to determine credit worthiness of small businesses

- Size and structure loans for approved clients

- Complete credit memos for approved loans 

- Conduct ad-hoc research on businesses to protect against fraud

- Interview potential clients in order to further assess ability to repay

- Decline loan applications that do not meet the minimum criteria

Qualifications

- Bachelors’ degree, preferably in Business, Finance, Economics, or a similar discipline

- Minimum 1 year of experience underwriting and analyzing small business loan applications
 
- 2-3 years in the industry, preferred

- A strong grasp of GAAP accounting principles and ability to dissect financial statements and bank statements

- Knowledgeable about the small business lending landscape 

- Well-developed organizational, communication, and time-management skills

- Adept in Microsoft Office Suite, G-Suite, and ability to quickly pick up new programs and CRM systems

- Strong critical thinking, mathematical, and analytical skills

- Ability to make complex decisions under pressure in a fast-paced environment

Published : Sep 18, 2018

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